“Project EZRAH® changes lives!”  may sound like a catch phrase; however, through our diverse forms of interaction and intervention we have been able to save families from despair and from homelessness: we have helped families learn to manage finances and live without the burden of debt, we have placed candidates on new career paths, and we have helped salvage marriages. 

We work with the individual as an individual by tailoring and personalizing a course of action to address the candidate’s specific and unique range of needs; taking into consideration the individual’s strengths, weaknesses, specific family dynamics and any other variant within the whole. We call this our “holistic” approach.

In order to successfully put a family back on its feet, we have structured a specific methodology.  Husband and wife are asked to complete a financial form detailing a year’s history of their monthly income and spending by category.  Specifically, this must include all the couple’s income, a record of all credit cards, lines of credit, mortgage payments, household expenses, medical expenses, and equities and liabilities. 

To corroborate this, each couple must sumbit a year’s worth of bank statements, credit card bills, lines of credit,

• Families are coached in budget trimming tactics and monthly expenses are closely monitored.

• Attention is given to issues other than financial (e.g., underlying issues of low self esteem, apparent marital strife) that might preclude a couple from working in concert toward financial stability. The benefit of marriage and/or individual therapeutic counseling is discussed.  In such cases, Project EZRAH® will refer clients to mental health care professionals.

• We continue working with each family on financial management skills and monitor monthly expenses until we can give them a “clean bill” of financial health and are confident that they have a strong proficiency in financial budgeting.